Skip to Content

Commercial Lending & Finance

View Team Contacts

Extensive experience in all stages and aspects of the commercial lending and financing process. 

Morrison Cohen represents financial sponsors, strategic buyers and sellers, operating companies, top-tier leverage buy-out and private equity firms, banks, mezzanine lenders, hedge funds and other financial institutions and parties in a variety of financing transactions.

Our talented Commercial Lending & Finance laywers have extensive experience in all stages and aspects of the financing process. On the borrower side, we represent financial sponsors, strategic buyers, operating companies, top-tier leveraged buy-out firms and private equity firms in a variety of financing transactions. On the lender side, we represent banks, mezzanine lenders, hedge funds and other financial institutions in single and multiple lender financings. We assist in all types of acquisition transactions in which financing is involved and also serve as a destination practice for senior, mezzanine, and other lenders. Our lawyers also represent the agents in senior secured financings. The Commercial Lending & Finance practice group works closely with our Bankruptcy & Reorganization practice and others to advise our clients on the workout and restructuring of existing financings.

Our deep experience, multi-disciplined approach, responsiveness, senior level attention and commercial and market sense give us the versatility and practical insights necessary to solve the many complex issues that arise in financing transactions, from small working capital or bridge financings to large cross-border syndicated financings.

We are regularly engaged to assist in financings for leveraged buy-outs and other acquisition transactions, recapitalizations and general corporate and working capital needs, including:

  • Senior Secured Financings
  • First and Second Lien Credit Facilities
  • Mezzanine Debt Financings
  • Asset-Based Facilities
  • ESOP Financings
  • Cross-Border and Multi-Currency Facilities
  • Convertible Debt Financings
  • Bridge Financings
  • DIP Financings
  • Fund Finance Credit Facilities

Our experience encompasses all major industries and often involves cross-border financing transactions, in which we use our network of excellent foreign law firms when there is a need for local foreign counsel. Recent engagements have included financings involving Canada, China, Ireland, Israel, Mexico, The Netherlands and the United Kingdom.

Experience

  • Represented HSBC Bank USA, N.A., in various financing transactions, including first and second lien financings, term loans, revolving loans and convertible loans.
  • Represented AEA Investors LLC in numerous mezzanine financings.
  • Represented a portfolio company of a private equity firm in a $230 million first lien credit facility and a $50 million second lien credit facility incurred in connection with an acquisition.
  • Represented a private equity firm in a $120 million first lien revolving credit facility and a $50 million second lien term loan facility incurred in connection with the acquisition of a transportation and logistics company. 
  • Represented a manufacturer and distributor of cosmetics in a $60 million revolving credit facility.
  • Represented a mezzanine debt fund in a $35 million mezzanine loan facility (including a $10 million delayed-draw term loan facility) provided in connection with a private equity firm's acquisition of a regional wholesale food distributor.
  • Represented a private equity firm in a first lien term loan facility and a second lien term loan facility incurred in connection with the acquisition of a global fitness club franchisor.
  • Represented a private equity firm in a senior credit facility incurred in connection with an investment in a cosmetics and skincare products company.
  • Represented various funds sponsored by Praesidian Capital in numerous secured financing transactions.
  • Advised on the senior secured financing of Pattco, Inc., a flatbread manufacturer, in connection with its acquisition by North Castle Partners.
  • Represented Bank of America in various commercial lending transactions, as well as in loans to high net worth individuals.
  • Represented a hedge fund in a senior secured loan facility provided to a U.S. manufacturer of food processing and packaging equipment in connection with its acquisition of a U.K. manufacturer of food processing and packaging equipment.
  • Represented a manufacturer of pressure-sensitive film products in a senior secured credit facility for the financing of its capital expenditures and for working capital requirements.
  • Represented BCA Mezzanine Fund in various mezzanine lending transactions.
  • Represented a private investment fund in a second lien mezzanine credit facility provided in connection with the acquisition of a manufacturer of specialty pet products.
  • Represented a private equity firm in a senior secured credit facility incurred in connection with the acquisition of a manufacturer of aerospace components.
  • Represented Pennant Park in connection with its mezzanine debt financings.
  • Senior and mezzanine debt financing of Elyria Foundry Company LLC in connection with its acquisition by Silverhawk Capital Partners.
  • Represented a lead agent bank in connection with a $110 million senior secured credit facility provided to a law firm for the financing of its leasehold improvements and other general corporate and working capital requirements.
  • Represented a private investment firm in a first lien credit facility and a second lien mezzanine credit facility incurred in connection with the acquisition of a provider of inventory self-scanning services.
  • Represented a digital scanning technologies company in connection with a senior secured credit facility to fund working capital and capital expenditure requirements.
  • Represented a mezzanine debt fund in a mezzanine loan facility provided in connection with a pest control company’s acquisition of a competitor.
  • Represented a hedge fund in a senior secured loan facility provided to a manufacturer of medical devices for the financing of its working capital and other general corporate requirements.
  • Represented a private equity fund in connection with a $100,000,000 revolving credit facility secured by limited partner commitments.
  • Represented Africa Israel USA in connection with the restructuring of debt related to the Apthorp residential apartment building in New York City.
  • Represented a private equity firm in a $83 million first lien credit facility and a $24 million second lien credit facility incurred in connection with the acquisition of a provider of IT and business skills training.
  • Numerous other representations of leveraged buy-out and private equity funds in connection with financings relating to acquisitions and restructurings.

Team Contacts

View Full Team
Bruce P. Levine's headshot

Related Media & Insights